The men were caught in the offshore rip tide Sunday in Bay Head, according to News 12.
Kayla Smith, 16, of Point Pleasant dove in with her surfboard to rescue the trio from the ocean -- all in one swift move -- near Howe Street Beach, the television station reported.
Gov. Phil Murphy gave a "huge shout out"" to the Ocean County hero via Twitter on Monday:
Click here to follow Daily Voice Franklin Township and receive free news updates.